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Made in Ukraine: Businesses attracted UAH 2.9 billion in low-interest loans under the “5-7-9%” program in one week

Ministry of Economy, Environment and Agriculture of Ukraine, posted 18 May 2026 13:35

Over the past week, entrepreneurs secured 749 new loans totaling UAH 2.9 billion under the Government’s Affordable Loans at 5-7-9% initiative. The program is part of the Made in Ukraine policy for the development of manufacturers.

The largest increase in the amount of loans issued was seen in businesses in high-military-risk zones—an increase of UAH 0.9 billion over the week. This accounts for nearly 31% of all new loan funds issued under the program during this period.

In total, since the beginning of 2026, businesses have secured 14,600 loans totaling UAH 63.7 billion under the program. The largest volumes of lending are issued to:

  • enterprises in high-military-risk zones – UAH 21.5 billion;
  • the processing industry – UAH 17.6 billion;
  • investment projects – UAH 9.7 billion.

Since the program’s launch in February 2020, entrepreneurs have received 149,100 loans totaling UAH 523.7 billion. Of these, 114,300 loans totaling UAH 434.1 billion were issued during the period of martial law.

Four regions classified as high military risk zones are among the top ten in terms of the number of loans taken out: Dnipropetrovsk, Odesa, Kyiv, and Kharkiv regions.

The largest volumes of lending were attracted by enterprises in the agricultural sector, wholesale and retail trade, and the manufacturing industry.

Background information

The Affordable Loans at 5-7-9% program is part of the Made in Ukraine policy for the development of Ukrainian manufacturers and is designed to stimulate micro, small, and medium-sized businesses by making credit more affordable through government subsidies or government guarantees. For businesses operating in high-military-risk zones, the program offers a reduced interest rate on investment loans—1% per annum for the first 5 years and 5% thereafter.

Starting in 2024, the program will focus on supporting loans for investment projects that create jobs, promote business modernization, and contribute to economic recovery. Entrepreneurs can secure funding for production development, energy conservation, infrastructure, or the reconstruction of war-damaged facilities.

Forty-eight authorized banks participate in the program.


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