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Entrepreneurs received over 13,500 soft loans worth UAH 42.9 billion since the beginning of the year under the Affordable Loans at 5-7-9% government program

Ministry of Economy of Ukraine, posted 23 June 2025 11:42

In early 2025, businesses received 13,562 soft loans under the Affordable Loans at 5-7-9% program totaling UAH 42.9 billion. Since the program's launch in February 2020, businesses have attracted 118,000 loans to the tune of UAH 408.9 billion. Last week, Ukrainian entrepreneurs received 521 soft loans to the tune of UAH 2.3 billion.

"The vast majority of new concessional loans under the Affordable Loans 5-7-9% program are provided to companies operating in the real sector of the economy. Thanks to the program, entrepreneurs can raise up to UAH 150 million for investment purposes. The Government also seeks to support the processing industry and businesses in areas of high military risk. The program provides a reduced interest rate on investment loans - 1% per annum for up to five years - for companies operating in the high-risk military zone," said Andrii Teliupa, Deputy Minister of Economy of Ukraine.

Since the beginning of the year, businesses have received under the program:

  • UAH 11.9 billion for processing;
  • UAH 10.8 billion for investment loans;
  • UAH 9.8 billion for lending in the high-risk military zone.

The most frequently lent companies are those operating in the processing industry, agriculture, wholesale and retail trade.

Among the regions, the leaders in terms of the amount of loan agreements concluded are Lviv, Dnipropetrovsk, Kyiv, Odesa, Kharkiv, Vinnytsia, Poltava regions and the city of Kyiv.

As of today, 46 banks participate in the program, with Privatbank (54,700), Oschadbank (18,100) and Ukrgasbank (6,400) issuing the largest number of loans since the program's launch.

Background information 

The program “Affordable Loans at 5-7-9%” is a part of the “Made in Ukraine” policy aimed at stimulating micro, small and medium-sized businesses by reducing the cost of credit resources through government compensation or government guarantees.

The program is implemented through the Entrepreneurship Development Fund and authorized banks.


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