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Entrepreneurs have received over 10,500 preferential loans worth UAH 33.6 billion since the start of the year under the Affordable Loans at 5-7-9% programme

Ministry of Economy of Ukraine, posted 19 May 2025 11:45

Since the beginning of 2025, businesses have secured 10,558 preferential loans under the state Affordable Loans at 5-7-9% programme, totalling UAH 33.6 billion. Since the programme’s launch in February 2020, businesses have obtained over 115,000 loans amounting to UAH 399.6 billion. Last week, Ukrainian entrepreneurs received 652 preferential loans worth UAH 2.1 billion.

“The Affordable Loans at 5-7-9% programme supports businesses in developing and modernising their production. The majority of new preferential loans are directed towards investments, expanding processing industries, and supporting enterprises operating in areas of heightened military risk. This preferential lending programme stimulates the development of the real economy and contributes to job creation. Since the start of the year, Ukrainian businesses have received UAH 33.6 billion in preferential loans,” said Andrii Teliupa, Deputy Minister of Economy.

Since the beginning of the year, under the programme, businesses have received:

  • UAH 8.2 billion – investment loans;
  • UAH 7.1 billion – loans for operations in high-risk military zones;
  • UAH 6.4 billion – for processing industries;
  • UAH 5.4 billion – for supporting sowing campaigns;
  • UAH 5.3 billion – for replenishing working capital.

The most frequently financed enterprises operate in processing industries, agriculture, and wholesale and retail trade.

Among the regions, Lviv, Dnipropetrovsk, Kyiv, Odesa, Kharkiv, Vinnytsia, and Poltava regions, along with the city of Kyiv, lead in the total value of concluded loan agreements.

Currently, 46 banks participate in the programme, with the largest number of loans issued since its inception by PrivatBank (53,200), Oschadbank (17,600), and Ukrgasbank (6,300).

Background

The Affordable Loans at 5-7-9% programme is a component of the Made in Ukraine policy to support Ukrainian manufacturers. It aims to stimulate micro-, small-, and medium-sized businesses by reducing the cost of credit through state compensation or guarantees.

The programme is implemented through the Entrepreneurship Development Fund and authorised banks.

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