Ministry of Finance: Over the week, entrepreneurs received 541 affordable loans worth UAH 1.8 billion under the 5-7-9% state program

Last week, under the state program “Affordable Loans 5-7-9%,” representatives of micro, small, and medium-sized enterprises (MSMEs) received 541 preferential loans totaling UAH 1.8 billion from authorized banks, including 373 loans worth UAH 1 billion from state-owned banks.

Since the beginning of 2025, entrepreneurs have received 22,204 loans totaling UAH 65.2 billion under the 5-7-9 program, including 15,409 loans totaling UAH 32.4 billion from state-owned banks.

During the period of martial law in Ukraine, 91,841 loans were issued for UAH 341.6 billion (including 67,271 loans from state-owned banks for UAH 174.1 billion), of which as of October 20 of this year:

- UAH 50.74 billion was issued for investment purposes;

- UAH 77.87 billion – for working capital financing;

- UAH 47.49 billion – loans for agricultural producers;

- UAH 49.24 billion – for processing agricultural products;

- UAH 3.31 billion – to finance energy services;

- UAH 56.83 billion – for anti-war purposes;

- UAH 44.39 billion – for lending in areas of high military risk.

Since the launch of the Program, a total of 126,663 loan agreements to the tune of UAH 431.3 billion have been signed, including 87,747 agreements worth UAH 200.8 billion concluded with state-owned banks.

The programme is implemented by the Business Development Fund (BDF), wholly owned by the Ukrainian Government through the Ministry of Finance, which coordinates all key aspects of the Fund’s operations.

Under the Affordable Loans at 5-7-9% programme, the BDF has partnered with 46 banks. The state continues to provide all necessary compensation payments to support businesses under the programme’s loan agreements.

Last autumn, the Government endorsed changes proposed by the Ministry of Finance to improve financial support processes for micro, small, and medium-sized enterprises, particularly vital during the full-scale war. These changes enhance the Affordable Loans at 5-7-9%, Affordable Financial Leasing at 5-7-9%, and Affordable Factoring programmes.