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Ministry of Finance: Entrepreneurs received 90,000 affordable loans worth UAH 336.7 billion under the 5-7-9% programme during the martial law

Ministry of Finance of Ukraine, posted 29 September 2025 13:26

Over the past week, under the Government’s Affordable Loans at 5-7-9% programme, micro, small, and medium-sized enterprises received 451 preferential loans totalling UAH 0.8 billion, including 314 loans worth UAH 0.6 billion from state-owned banks.

Since the start of 2025, entrepreneurs have obtained 20,515 loans worth UAH 60.3 billion under the 5-7-9% programme, with 14,212 loans amounting to UAH 29.7 billion from state-owned banks.

During martial law in Ukraine, 90,150 loans worth UAH 336.7 billion have been issued (including 66,074 loans worth UAH 171.4 billion from state-owned banks). As of 29 September 2025, these include:

  • UAH 49.26 billion for investment purposes;
  • UAH 77.47 billion for working capital financing;
  • UAH 47.40 billion for agricultural producers;
  • UAH 48.29 billion for agricultural product processing;
  • UAH 3.16 billion for energy service financing;
  • UAH 56.85 billion for anti-war purposes;
  • UAH 42.56 billion for lending in high-risk war zones.

Since the programme’s inception, 124,972 loan agreements worth UAH 426.3 billion have been signed, including 86,550 agreements worth UAH 198.1 billion from state-owned banks.

The programme is implemented by the Business Development Fund (BDF), wholly owned by the Ukrainian Government through the Ministry of Finance, which coordinates all key aspects of the Fund’s operations.

Under the Affordable Loans at 5-7-9% programme, the BDF has partnered with 46 banks. The state continues to provide all necessary compensation payments to support businesses under the programme’s loan agreements.

Last autumn, the Government endorsed changes proposed by the Ministry of Finance to improve financial support processes for micro, small, and medium-sized enterprises, particularly vital during the full-scale war. These changes enhance the Affordable Loans at 5-7-9%, Affordable Financial Leasing at 5-7-9%, and Affordable Factoring programmes.

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