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Ministry of Finance: Entrepreneurs have received UAH 473.6 billion through 121,700 concessional loans under the 5-7-9% programme since the start of the full-scale war

Ministry of Finance of Ukraine, posted 13 July 2026 15:21

Last week, under the Government’s Affordable Loans at 5-7-9% programme, micro, small and medium-sized enterprises received 465 concessional loans worth a total of UAH 1.7 billion from 48 authorised banks, including 267 loans worth UAH 0.6 billion issued by state-owned banks.

Since the beginning of 2026, entrepreneurs have received 21,556 loans worth UAH 101.1 billion under the programme, including 14,084 loans worth UAH 45.7 billion from state-owned banks.

Since the introduction of martial law in Ukraine, 121,718 loans worth UAH 473.6 billion have been issued (including 86,351 loans worth UAH 231 billion by state-owned banks). As of 13 July, the financing has been allocated as follows:

  • UAH 70.84 billion for investment projects;
  • UAH 89.53 billion for working capital;
  • UAH 57.49 billion for agricultural producers;
  • UAH 85.25 billion for agricultural processing;
  • UAH 9.77 billion for energy service projects;
  • UAH 56.81 billion for wartime-related purposes;
  • UAH 90.02 billion for businesses operating in high war-risk areas.

Since the programme was launched, a total of 156,540 loan agreements worth UAH 563.3 billion have been signed, including 106,827 agreements worth UAH 257.6 billion by state-owned banks.

The Government, and the Ministry of Finance in particular, continues to improve support instruments for Ukrainian businesses and attract funding from international partners to expand access to affordable finance.

The development of the Affordable Loans at 5-7-9%, Affordable Financial Leasing at 5-7-9%, and Affordable Factoring state programmes supports job creation, promotes economic inclusion, and helps businesses continue operating during the war.

The Government also continues to make all required compensation payments to businesses under loan agreements concluded within the programme.

The programme is implemented by the National Development Institution (NDI), which began operating on 1 January 2026. The Ministry of Finance is authorised to exercise the state’s corporate rights in the institution’s authorised capital and has approved its charter, completing the institutional transformation of the Business Development Fund into the National Development Institution.

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