Made in Ukraine: Businesses raise UAH 1.4 billion in affordable loans under the "5-7-9%" program in one week

Last week, entrepreneurs took out 332 loans totaling UAH 1.4 billion under the Affordable Loans at 5-7-9% program, part of the Made in Ukraine policy for supporting domestic manufacturers.

The largest increase in loan volume came from businesses in high war-risk areas, with an additional UAH 153 million over the week. This accounts for 10.9% of all new loan funds issued under the program in that period.

Since the beginning of 2026, businesses have raised 31,890 loans totaling UAH 136 billion under the program. The largest lending volumes went to:

• businesses in high war-risk areas: UAH 46.4 billion;

• processing enterprises: UAH 31.77 billion;

• investment projects: UAH 23.21 billion.

In 2026, businesses also took out 1,274 energy loans at 0% totaling UAH 1.76 billion. These loans, of up to UAH 10 million for up to 3 years, were introduced by the Government at the beginning of the year for purchasing cogeneration units, generators, and other energy equipment. The Government has also raised the maximum size of an investment loan for energy needs to UAH 250 million to build new generation capacity before winter.

In addition, a separate program for restoring destroyed or damaged property has been operating within the 5-7-9% framework since July 1. The rate on such loans is 0.1% for the first two years, with a maximum amount of up to UAH 150 million. After that, it will be 5%, 7%, or 9%, depending on the business segment and the creation of new jobs.

Since the program launch in February 2020, businesses have raised 166,870 loans totaling UAH 598.1 billion. Of these, 132,000 loans totaling UAH 508.5 billion were issued during martial law.

The largest lending volumes were raised by enterprises in agriculture, wholesale and retail trade, and processing industry.

48 authorized banks participate in the program.

Background

The Affordable Loans at 5-7-9% program is part of the Made in Ukraine policy for developing Ukrainian manufacturers. It aims to support micro, small, and medium-sized businesses by making credit cheaper through state compensation or state guarantees.

Since 2024, the program has focused on supporting loans for investment projects that create jobs, modernize businesses, and help rebuild the economy. Entrepreneurs can raise funds for developing production, energy efficiency, infrastructure, or rebuilding facilities destroyed by the war.