Ministry of Finance: Over the week, entrepreneurs received 820 affordable loans worth UAH 2.6 billion under the 5-7-9% state program

Last week, under the state program “Affordable Loans 5-7-9%,” representatives of micro, small, and medium-sized enterprises (MSMEs) received 820 preferential loans totaling UAH 2.6 billion from authorized banks, including 530 loans worth UAH 1 billion from state-owned banks.

Since the beginning of 2025, entrepreneurs have received 24,578 loans totaling UAH 72.4 billion under the 5-7-9 program, including 17,080 loans totaling UAH 35.5 billion from state-owned banks.

During the period of martial law in Ukraine, 94,213 loans were issued for UAH 348.8 billion (including 68,942 loans from state-owned banks for UAH 177.2 billion), of which as of November 10 of this year:

- UAH 52.14 billion was issued for investment purposes;

- UAH 78.78 billion – for working capital financing;

- UAH 47.83 billion – loans for agricultural producers;

- UAH 50.72 billion – for processing agricultural products;

- UAH 3.50 billion – to finance energy services;

- UAH 56.83 billion – for anti-war purposes;

- UAH 47.13 billion – for lending in areas of high military risk.

Since the launch of the Program, a total of 129,035 loan agreements to the tune of UAH 438.5 billion have been signed, including 89,418 agreements worth UAH 203.9 billion concluded with state-owned banks.

The programme is implemented by the Business Development Fund (BDF), wholly owned by the Ukrainian Government through the Ministry of Finance, which coordinates all key aspects of the Fund’s operations.

Under the Affordable Loans at 5-7-9% programme, the BDF has partnered with 46 banks. The state continues to provide all necessary compensation payments to support businesses under the programme’s loan agreements.

The state programme aims to develop entrepreneurship by providing access to affordable financing, as well as promoting job creation, economic accessibility and business support during wartime.

It’s worth noting that last autumn, the Government endorsed changes proposed by the Ministry of Finance to improve financial support processes for micro, small, and medium-sized enterprises, particularly vital during the full-scale war. These changes enhance the Affordable Loans at 5-7-9%, Affordable Financial Leasing at 5-7-9%, and Affordable Factoring programmes.