Ministry of Finance: During the full-scale war, entrepreneurs received 100,200 affordable loans for UAH 372.5 billion under the 5-7-9% Programme

Over the past week, within the framework of the State Programme Affordable Loans at 5-7-9%, representatives of micro, small and medium-sized businesses received 474 preferential loans from authorised banks for a total amount of UAH 2.1 billion, including 371 loans worth UAH 0.9 billion from banks in the public sector.

During the period of martial law in Ukraine, 100,162 loans were issued for UAH 372.5 billion (including 72,638 loans for UAH 186.1 billion from state-owned banks), of which, as of 12 January this year:

- UAH 56.33 billion - for investment purposes;

- UAH 80.89 billion – for working capital financing;

- UAH 50.12 billion – loans for agricultural producers;

- UAH 56.31 billion – for processing agricultural products;

- UAH 3.98 billion – for financing energy services;

- UAH 56.84 billion – for anti-war purposes;

- UAH 55.86 billion – lending in areas of high military risk.

In total, since the launch of the programme, 134,954 loan agreements have been signed totalling UAH 462.1 billion, of which 93,114 agreements worth UAH 212.8 billion were with state-sector banks.

The programme is implemented by the Business Development Fund (BDF), whose sole participant is the Government of Ukraine represented by the Ministry of Finance, which coordinates all key aspects of the Fund’s activities.

Under the programme, the BDF has concluded cooperation agreements with 48 banks. The State continues to make all necessary compensatory payments to businesses under the loan agreements concluded within the programme.

The state programme is aimed at developing entrepreneurship by providing access to affordable financing, as well as promoting job creation, economic accessibility, and support for businesses during the war.

Last year, the Government supported the changes proposed by the Ministry of Finance to improve the processes for providing state financial support to MSMEs, which is particularly important under the conditions of the full-scale war. This primarily concerns the development of the Government’s Affordable Loans at 5-7-9%, Affordable Financial Leasing at 5-7-9%", and Affordable Factoring programmes.