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Ministry of Finance: During the martial law, entrepreneurs received 75,968 loans totalling UAH 297.3 billion under the Affordable Loans at 5-7-9% programme

Ministry of Finance of Ukraine, posted 07 April 2025 14:20

Over the past week, within the framework of the Government’s Affordable Loans at 5-7-9% programme, entrepreneurs received 331 preferential loans from authorised banks totalling UAH 2.2 billion, including 67 loans from state-owned banks amounting to UAH 0.5 billion.

During the period of martial law in Ukraine, 75,968 loans have been issued for UAH 297.3 billion (including 55,711 loans from state-owned banks for UAH 149.1 billion), of which as of 7 April  of the current year:

  • UAH 38.64 billion – for investment purposes;
  • UAH 73.33 billion – for financing working capital;
  • UAH 45.03 billion – loans for agricultural producers;
  • UAH 35.33 billion – for the processing of agricultural products;
  • UAH 2.19 billion – for financing energy services;
  • UAH 57.31 billion – for anti-war purposes;
  • UAH 32.13 billion – lending in a high war risk zone.

Since the start of the programme, a total of 110,790 loan agreements have been signed for UAH 386.9 billion, of which 76,187 agreements for UAH 175.8 billion were signed by banks in the public sector of the economy.

The programme is implemented by the Entrepreneurship Development Fund (EDF), the sole participant of which is the Government of Ukraine represented by the Ministry of Finance of Ukraine, which coordinates all key aspects of the Fund’s activities.

Under the Affordable Loans at 5-7-9%, the EDF has signed cooperation agreements with 46 banks. The state continues to make all necessary compensation payments to businesses under the credit agreements within the programme.

Earlier, on 13 September last year, the Government supported the changes proposed by the Ministry of Finance to improve the processes of providing state financial support to micro, small, and medium enterprises, which is especially important in the context of full-scale war. First and foremost, this concerns the development of the state programmes “Affordable Loans at 5-7-9%”, “Affordable Financial Leasing at 5-7-9%”, and “Affordable Factoring”.

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