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Ministry of Finance: During the martial law, entrepreneurs received 43,500 loans worth UAH 147.3 billion guaranteed by the state on a portfolio basis

Ministry of Finance of Ukraine, posted 23 July 2025 15:23

As part of the support for micro, small and medium-sized businesses in Ukraine, since the beginning of the use of the state guarantee instrument on a portfolio basis in December 2020, 48,653 loans have been issued for a total amount of UAH 157.7 billion.

During the martial law period, 43,503 such loans were issued for UAH 147.3 billion.

In June, entrepreneurs received 724 loans for UAH 3.6 billion with a share of principal obligations guaranteed by the state of more than UAH 2.1 billion.

As of July 1, 2025, 29 lending banks were servicing 23,249 loans worth UAH 80.3 billion. Principal obligations partially covered by state guarantees on a portfolio basis amounted to about UAH 36.5 billion. This is 71% of the total limit of guarantees provided (UAH 51.7 billion).

The following banks are the leaders in terms of the number of loans serviced under state guarantees on a portfolio basis as of July 1:

  • Privatbank - 15,551 loans totaling UAH 24 billion, which is 67% of the limit of such guarantees provided to the bank;
  • Oschadbank - 3,286 loans totaling UAH 11.7 billion (58% of the bank's limit);
  • Ukrgasbank - 1,011 loans totaling UAH 10.6 billion (71% of its limit);
  • FUIB - 710 loans totaling UAH 8.2 billion (82% of its limit);
  • Ukreximbank - 516 loans totaling UAH 8.1 billion (85% of its limit).

The largest volume of such loans is serviced in Kyiv - 2,799 loans totaling UAH 10.9 billion, as well as in the following regions:

  • Dnipropetrovsk region - 1,962 loans for UAH 6.4 billion;
  • Lviv region - 1,844 loans for UAH 6.0 billion;
  • Kharkiv region - 881 loans for almost UAH 5.3 billion;
  • Kyiv region - 1,541 loans for UAH 5.1 billion;
  • Odesa region - 1,514 loans for UAH 4.6 billion.

By type of economic activity, the largest share of loans partially secured by state guarantees on a portfolio basis is serviced in the following areas:

  • agriculture - 4,864 loans totaling about UAH 29 billion;
  • processing industry - 4,568 loans totaling UAH 22.3 billion;
  • wholesale and retail trade, vehicle repair - 9,785 loans totaling UAH 20.8 billion;
  • transport, warehousing, postal and courier activities - 1,213 loans totaling UAH 2.6 billion;
  • construction - 740 loans totaling almost UAH 2 billion.


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