Ministry of Finance: Entrepreneurs received 130,000 affordable loans to the tune of UAH 442 billion since the launch of the 5-7-9% state program

Over the past week, under the state program “Affordable Loans at 5-7-9%,” representatives of micro, small, and medium-sized enterprises (MSMEs) received 564 preferential loans totalling UAH 1.8 billion from authorized banks, including 398 loans worth UAH 0.9 billion from state-owned banks.

Since the beginning of 2025, entrepreneurs have received 25,543 loans totalling UAH 75.9 billion under the 5-7-9 program, including 18,195 loans totalling UAH 42.2 billion from state-owned banks.

During the period of martial law in Ukraine, 95,178 loans were issued to the tune of UAH 352.4 billion (including 69,589 loans from state-owned banks for UAH 178.7 billion), of which as of November 24 of this year:

- UAH 52.92 billion was issued for investment purposes;

- UAH 79.10 billion – for working capital financing;

- UAH 48.20 billion – loans for agricultural producers;

- UAH 51.37 billion – for processing agricultural products;

- UAH 3.53 billion – to finance energy services;

- UAH 56.84 billion – for anti-war purposes;

- UAH 48.47 billion – for lending in areas of high military risk.

Since the launch of the Program, a total of 130,000 loan agreements to the tune of UAH 442 billion have been signed, including 90,065 agreements worth UAH 205.3 billion concluded with state-owned banks.

The programme is implemented by the Business Development Fund (BDF), wholly owned by the Ukrainian Government through the Ministry of Finance, which coordinates all key aspects of the Fund’s operations.

Under the Affordable Loans at 5-7-9% programme, the BDF has partnered with 46 banks. The state continues to provide all necessary compensation payments to support businesses under the programme’s loan agreements.

The state programme aims to develop entrepreneurship by providing access to affordable financing, as well as promoting job creation, economic accessibility and business support during wartime.

It’s worth noting that last autumn, the Government endorsed changes proposed by the Ministry of Finance to improve financial support processes for micro, small, and medium-sized enterprises, particularly vital during the full-scale war. These changes enhance the Affordable Loans at 5-7-9%, Affordable Financial Leasing at 5-7-9%, and Affordable Factoring programmes.