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Made in Ukraine: Businesses attracted UAH 1.6 billion in affordable loans under the “5-7-9%” program in one week

Ministry of Economy and Environment of Ukraine, posted 27 July 2026 16:46

Over the past week, entrepreneurs signed 588 new loans worth UAH 1.61 billion under the “Affordable Loans at 5-7-9%” program, which is part of the Made in Ukraine development policy.

The largest increase in loan amounts was recorded among businesses in high war-risk zones — plus UAH 598 million in one week. This represents 37.1% of all new loan funds issued under the program during this period.

Since the beginning of 2026, businesses have attracted 22.7 thousand loans worth UAH 104.5 billion under the program. The largest volumes of lending went to:

  • businesses in high war-risk zones — UAH 35.3 billion;
  • processing enterprises — UAH 29.4 billion;
  • investment projects — UAH 15.5 billion.

Starting July 1, a separate program for restoring destroyed or damaged property was launched within the framework of “5-7-9%.”

The interest rate on such loans is 0.1% during the first two years, with a maximum amount of up to UAH 150 million. Afterwards, the rate will be 5%, 7%, or 9%, depending on the business segment and the creation of new jobs.

Since the program’s launch in February 2020, businesses have attracted 157.6 thousand loans worth UAH 566.6 billion. Of these, during martial law — 122.8 thousand loans worth UAH 477 billion.

The largest volumes of lending have been attracted by enterprises in the agricultural sector, wholesale and retail trade, and processing industry.

A total of 48 authorized banks participate in the program.

Background

The Affordable Loans at 5-7-9% program is part of the Made in Ukraine policy and aims to stimulate micro, small, and medium-sized businesses by reducing the cost of credit resources through state compensations or guarantees.

Since 2024, the program has focused on supporting investment projects that create jobs, promote business modernization, and contribute to economic recovery. Entrepreneurs can attract funds for the development of production, energy efficiency, infrastructure, or the reconstruction of war-damaged facilities.

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