eOselia: 147 Ukrainian families get affordable mortgages in a week

Last week, Ukrainians took out 147 new loans worth UAH 318.8 million under the eOselia affordable mortgage programme.

3% loans went to:

• 42 veterans

• 29 service members and security sector personnel

• 5 teachers

• 4 medical workers

• 3 scientists

7% loans went to:

• 44 Ukrainians without their own housing

• 20 internally displaced persons

Since the start of 2026, 7,262 Ukrainians have used eOselia to take out preferential mortgages totalling UAH 14.67 billion.

The most loans were issued in Kyiv region (44), the city of Kyiv (23), and Ivano-Frankivsk region (12).

By property type, 99 borrowers bought newly built homes on the primary market, 68 of them still under construction. Another 48 loans were issued for homes on the secondary market.

Under the programme, the state compensates 70% of the down payment, 70% of monthly payments during the first year of the loan, and up to UAH 40,000 in related costs of arranging the mortgage.

Background

eOselia is part of the Made in Ukraine policy, which aims to stimulate demand for Ukrainian goods and create favourable conditions for the development of domestic production.

The programme is implemented by the Ministry of Economy and Environment together with the Ministry of Digital Transformation and Ukrfinzhytlo JSC. The partner banks are Oschadbank, PrivatBank, Ukrgasbank, Globus Bank, Sky Bank, Sense Bank, Bank Credit Dnipro, TASCOMBANK, BISBANK and Radabank.