Under the eOselia (eHousing) affordable mortgage program, 784 loans have already been issued at a preferential rate of 3% for a total amount of over UAH 1 billion. This was announced by First Deputy Prime Minister – Minister of Economy of Ukraine Yuliia Svyrydenko.

“The state has offered an affordable mortgage loan at 3% for the military, law enforcement officers, teachers, medical workers, and scientists who want to buy new housing. We are monitoring program dynamics and see that the overall demand for eOselia keeps growing – the first billion hryvnias in loans have been disbursed to borrowers, most of whom are our defenders – the Armed Forces of Ukraine,” commented Yuliia Svyrydenko.

The program is available almost all over Ukraine, except for the temporarily occupied territories and areas of hostilities. So far, the most active users of the program are in Kyiv region – 183 apartments, Kyiv – 87 apartments, Volyn region – 82 apartments, Rivne region – 59 apartments, and Chernihiv region – 54 apartments.

In total, since the launch of the service in the Diia app, more than 11,000 citizens have applied to participating banks. And almost 25,000 more applications have been submitted by December 21, 2022 through the portal. As of today, there are more than 10,000 preliminary approvals from partner banks. Currently, five banks participate in the program: Oschadbank, Privatbank, Ukrgasbank, Sky Bank, and Globus Bank.

So far, 653 apartments have been purchased by contract service members of the Armed Forces and law enforcement officers, 69 apartments – by medical workers, 52 apartments – by educational workers, and 10 apartments – by scientific workers. At the same time, the Ministry of Economy, the Ministry of Digital Transformation, and PJSC Ukrainian Financial Housing Company are working to expand the categories of citizens eligible for the program in 2023.

“The high interest of citizens in the program, who are ready to take out a loan for housing despite the war, encourages all eOselia stakeholders to work towards finding additional financial resources. At the same time, the available funds of the program have already been fully distributed among the participating banks. Therefore, in February, mortgage loans under eOselia will be issued to applicants who have already received final loan approvals from banks and provided a full package of documents for the loan,” said Yuliia Svyrydenko.