Poland launches a PLN 250 million program to support business projects of its companies in Ukraine

On April 22, 2025, Poland launched a state concessional lending program “Loan to Participate in the Reconstruction of Ukraine”. The program will provide at least PLN 250 million or approximately EUR 58.25 million for Polish companies investing and implementing business projects in Ukraine.

Under the terms of the program, the maximum loan amount per company is PLN 10 million (EUR 2.33 million), the interest rate is 2%, and the maturity is 12 years. Three partner companies of the Polish Bank Gospodarstwa Krajowego have started accepting applications.

"We are sincerely grateful to Poland for supporting businesses that are ready to participate in the reconstruction of Ukraine and invest in our economy. Thanks to the state program “Loan to Participate in the Reconstruction of Ukraine”, Polish companies will receive preferential funds to invest in the recovery of Ukrainian infrastructure. These funds can also be used for services related to the preparation of feasibility studies or investment projects, organization of logistics and development of bilateral trade. This is an important contribution to our recovery, as it will be based on the private sector," said Yuliia Svyrydenko, First Deputy Prime Minister of Ukraine and Minister of Economy of Ukraine.

According to the terms of the program, concessional loans can be used for investments and working capital expenditures to support the reconstruction of the Ukrainian economy, development of exports and imports and cooperation between Ukrainian and Polish enterprises.

The funds can be used for the following:

transportation, storage and logistics of goods and services for the population and construction materials, equipment, technologies and other resources necessary for the project implementation;

development of enterprise resources in order to participate in the reconstruction and improvement of Ukraine's infrastructure (including roads, railways, energy, water supply, public and residential construction);

preparation of feasibility studies, research and investment projects;

financing the activities of medical companies, including the manufacturing of products such as prostheses and bandages intended for Ukraine;

importing services and products from counterparties from Ukraine;

providing goods and services to companies involved in the reconstruction of the Ukrainian economy, directly supporting their activities.

In addition, concessional lending can be used to finance the purchase of real estate in Poland if it is closely related to the purpose of the investment, e.g. construction of a warehouse, factory, workshop or plant. Additional preferences are available for certain industries and investments.

Background Information

The Bank Gospodarstwa Krajowego is the administrator of the state program of preferential lending “Loan to Participate in the Reconstruction of Ukraine”. It implements the program together with three financial partners:

• Bank Ochrony Środowiska SA;
• Society for Social and Economic Investments SA;
• Consortium: Lublin Development Foundation and Biłgoraj Regional Development Agency SA.