Ministry of Finance: Over the past week, entrepreneurs received 705 affordable loans worth UAH 1.9 billion under the 5-7-9% state programme

Last week, under the state program “Affordable Loans at 5-7-9%,” representatives of micro, small, and medium-sized enterprises (MSMEs) received 705 preferential loans totaling UAH 1.9 billion from authorized banks, including 506 loans worth UAH 1 billion from state-owned banks.

Since the beginning of 2025, entrepreneurs have received 26,248 loans totaling UAH 77.8 billion under the 5-7-9 program, including 18,701 loans totaling UAH 43.3 billion from state-owned banks.

During the period of martial law in Ukraine, 95,883 loans were issued totalling UAH 354.3 billion (including 70,095 loans from state-owned banks for UAH 179.7 billion), of which as of December of this year:

- UAH 53.31 billion was issued for investment purposes;

- UAH 79.40 billion – for working capital financing;

- UAH 48.29 billion – loans for agricultural producers;

- UAH 51.86 billion – for processing agricultural products;

- UAH 3.57 billion – to finance energy services;

- UAH 56.84 billion – for anti-war purposes;

- UAH 49.08 billion – for lending in areas of high military risk.

Since the launch of the Program, a total of 130,705 loan agreements to the tune of UAH 443.9 billion have been signed, including 90,571 agreements worth UAH 206.3 billion concluded with state-owned banks.

The programme is implemented by the Business Development Fund (BDF), wholly owned by the Ukrainian Government through the Ministry of Finance, which coordinates all key aspects of the Fund’s operations.

Under the Affordable Loans at 5-7-9% programme, the BDF has partnered with 46 banks. The state continues to provide all necessary compensation payments to support businesses under the programme’s loan agreements.

The state programme aims to develop entrepreneurship by providing access to affordable financing, as well as promoting job creation, economic accessibility and business support during wartime.

It’s worth noting that last autumn, the Government endorsed changes proposed by the Ministry of Finance to improve financial support processes for micro, small, and medium-sized enterprises, particularly vital during the full-scale war. These changes enhance the Affordable Loans at 5-7-9%, Affordable Financial Leasing at 5-7-9%, and Affordable Factoring programmes.