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Ministry of Finance: In November, entrepreneurs have received 419 loans worth approximately UAH 2 billion guaranteed by the state on a portfolio basis

Ministry of Finance of Ukraine, posted 23 December 2025 15:00

As part of the support for micro, small, and medium-sized businesses in Ukraine, 51,654 loans totalling more than UAH 168 billion have been issued since the introduction of state portfolio guarantees in December 2020.

In November, entrepreneurs received 419 loans worth approximately UAH 2 billion, with the share of principal debt obligations guaranteed by the state amounting to over UAH 1 million.

As of 1 December 2025, 28 creditor banks are servicing 23,118 loans worth UAH 79,738 billion. The principal debt obligations partially secured by state guarantees on a portfolio basis amounted to approximately UAH 36 billion. This makes up 70% of the total limit of guarantees provided (UAH 51.7 billion).

In terms of the number of loans serviced as of 1 December under state guarantees on a portfolio basis, the following banks are in the lead:

  • PrivatBank – 15,337 loans totalling UAH 22.4 billion, which is 63% of the limit of such guarantees provided to the bank;
  • Oschadbank – 3,260 loans worth UAH 12.1 billion (59% of the bank's limit);
  • Ukrgasbank – 1,024 loans worth UAH 10.4 billion (69% of its limit);
  • FUIB – 728 loans worth UAH 8.5 billion (86% of its limit);
  • Ukreximbank – 527 loans worth UAH 8.4 billion (82% of its limit).

The largest volume of such loans is serviced in Kyiv – 2,738 loans totalling UAH 10.9 billion, as well as in the following regions:

  • in Dnipropetrovsk region – 2,000 loans worth UAH 6.2 billion;
  • in Lviv region – 1,778 loans worth UAH 5.7 billion;
  • in Kharkiv region – 951 loans worth UAH 5.5 billion;
  • in Kyiv region – 1,520 loans worth approximately UAH 4.9 billion;
  • in Odesa region – 1,520 loans worth UAH 4.7 billion.

By type of economic activity, the largest number of loans partially secured by state guarantees on a portfolio basis are serviced in the following areas:

  • agriculture – 4,658 loans totalling UAH 28.3 billion;
  • manufacturing – 4,963 loans worth UAH 23.4 billion;
  • wholesale and retail trade, vehicle repair – 9,458 loans worth UAH 19.8 billion;
  • transport, warehousing, postal and courier services – 1,172 loans worth UAH 2.4 billion;
  • construction – 788 loans worth UAH 1.9 billion.
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