Over the past week, entrepreneurs secured 845 new loans totaling UAH 3.84 billion

Over the past week, entrepreneurs secured 845 new loans totaling UAH 3.84 billion. In total, since the beginning of 2026, businesses have taken 8,800 loans under the program, totaling UAH 40.1 billion.

The largest amounts of loan funds during this period were obtained in the following areas:

• lending in high-military-risk zones — UAH 13.9 billion;

• development of the processing industry — UAH 11.7 billion;

• investment projects — UAH 5.7 billion.

The most significant growth in the amount of loans issued this week was recorded in business lending in high-military-risk areas (+UAH 1.36 billion). This accounts for 35% of all new loan funds issued under the program last week.

Since the program began (February 2020), entrepreneurs have received 143,300 loans totaling UAH 500.1 billion. Of these, 108,500 loans totaling UAH 410.5 billion were issued during the period of martial law.

Four regions classified as high military risk zones are among the top ten in terms of the number of loans taken out: Dnipropetrovsk, Odesa, Kyiv, and Kharkiv regions.

The largest volumes of lending were attracted by enterprises in the agricultural sector, wholesale and retail trade, and the processing industry.

Background information

The Affordable Loans at 5-7-9% program is part of the Made in Ukraine policy for the development of Ukrainian manufacturers and aims to stimulate micro, small, and medium-sized businesses by making credit resources more affordable through state compensation or state guarantees. For businesses operating in high-military-risk zones, the program offers a reduced interest rate on investment loans—1% per annum for the first 5 years and 5% thereafter.

Starting in 2024, the program will focus on facilitating loans for investment projects that create jobs, promote business modernization, and contribute to economic recovery. Entrepreneurs can secure funding for production development, energy conservation, infrastructure, or the reconstruction of war-damaged facilities.

Details and terms of participation are available on the official website of the Ministry of Economy, Environment and Agriculture.

Forty-eight authorized banks are participating in the program.