Last week, nearly 200 Ukrainians received loans for the purchase of housing under the eOselia (eHousing) programme for a total of UAH 273 million. Since the launch of the programme, 2,877 families have already received preferential mortgage loans worth UAH 4 billion. This was reported by Deputy Minister of Economy of Ukraine Nadiya Bihun.

“2,877 Ukrainian families have already received preferential mortgage loans under the Government's eOselia programme and are now able to achieve their dream of owning their own home. In total, banks have issued UAH 4 billion worth of such loans. Last week alone, nearly 200 Ukrainians borrowed under the programme. 60% of them are military and law enforcement personnel. They, as well as medics, teachers and scientists, enjoy a preferential lending rate of 3%. We are also seeing an increase in demand for loans under the 7% programme, which is available to all Ukrainians who do not own their own housing. Last week, three dozen families received such loans,” said Nadiya Bihun.

In particular, last week Ukrainians received 198 loans under the eOselia programme. Among them:

• 115 service members and law enforcement officers, 32 teachers, 19 medics and 3 scientists received loans at 3%;
• 26 Ukrainians without their own housing and 3 IDPs received loans at 7%.

Most often, loans were received to purchase housing on the secondary market (133 loans) and from a developer (60). Two Ukrainians also took out loans to buy apartments under construction.

Most mortgage loans were received by residents of:

• Kyiv region – 59;
• Kyiv city – 25;
• Dnipropetrovsk region – 14;
• Rivne, Chernihiv, Khmelnytskyi regions – 11 each;
• Volyn region – 7.

The affordable lending programme is now available to representatives of certain professions and people who do not own housing or want to improve its conditions. For contract service members of the Armed Forces of Ukraine, teachers, medics and scientists, the preferential rate is 3% per annum. For other categories – combatants, veterans, IDPs and other citizens – the mortgage rate is 7%.

Background

The eOselia (eHousing) programme was launched in October last year. The programme is implemented by the Ministry of Economy, the Ministry of Digital Transformation, Ukrfinzhytlo and Diia. The partner banks are Oschadbank, Privatbank, Ukrgasbank, Globus Bank, Sky Bank and Ukreximbank.