eOselia: Over 1,500 Ukrainians have received housing loans worth UAH 2.9 billion since the beginning of the year

Over the entire period of implementation of the eOselia affordable mortgage programme, 16,423 Ukrainian families have received loans for their own housing worth UAH 26.975 billion. This was announced by Deputy Minister of Economy of Ukraine Andrii Teliupa.

“Over the 2.5 years of the eOselia programme’s existence, Ukrainians without housing or those seeking to improve their living conditions have been able to purchase housing on affordable terms. In particular, this year, 1,583 Ukrainians have already received loans worth over UAH 2.9 billion. The eOselia programme has changed the focus to the primary housing market, which also provides an incentive for the development of the construction and related industries,” said Andrii Teliupa.

According to him, the 3% discount rate is available to such categories of citizens as military personnel and law enforcement officers, doctors, teachers, scientists and their families. For all other citizens without housing, as well as for combatants, veterans and internally displaced persons, the mortgage rate is 7%.

Last week, Ukrainians received 109 loans worth UAH 205.4 million. In particular, loans at 3% were received by: 33 military and security personnel, 5 doctors, and 4 teachers.

Loans at 7% were received by: 54 Ukrainians without their own housing, 11 IDPs, and 2 veterans.

By type of property, 70 Ukrainians received mortgage loans for primary market housing, of which 25 were for properties under construction. Additionally, 39 loans were issued for housing on the secondary market.

Background

The eOselia programme is one of the components of the Made in Ukraine policy aimed at stimulating demand for Ukrainian products and creating favourable conditions for production development. The programme was launched in October 2022. The programme is being implemented by the Ministry of Economy in cooperation with the Ministry of Digital Transformation and Ukrfinzhytlo. The partner banks of eOselia are Oschadbank, Privatbank, Ukrgasbank, Globus Bank, Sky Bank, Sense Bank, Credit Dnipro Bank, TASKOMBANK, BISBANK, and Radabank.