5,562 housing loans have been issued under the eOselia programme since the beginning of the year. The total amount of loans issued by banks during this period is UAH 9.4 billion. In particular, Ukrainians purchased 4,076 residential properties on the secondary market, 1,210 of them from a developer, and 326 of them at the construction stage. This was reported by Deputy Minister of Economy of Ukraine Nadiya Bihun.

“In total, since the launch of the affordable housing loan programme, 11,887 families have received housing loans worth over UAH 18.9 billion. In particular, Ukrainians received 8,500 loans for the purchase of housing in the secondary market, and almost 3,500 loans in the primary market. 278 loans were received for the purchase of private houses. The eOselia programme not only provides an opportunity to buy housing on favourable terms and improve living conditions, but also stimulates the construction and real estate sectors, which is an important condition for the rapid reconstruction of Ukraine,” said Nadiya Bihun.

Since the beginning of 2024, loans at 3% have been granted to:

• 2,855 military and security personnel;
• 418 teachers;
• 411 doctors;
• 122 scientists.

Loans at 7% have been granted to:

• 1422 Ukrainians without their own housing;
• 159 IDPs;
• 175 veterans.

Last week, Ukrainians received 154 loans worth UAH 255 million.

Most often, loans were taken out to purchase housing on the secondary market – 99 loans, and from a developer – 55 loans. In addition, 17 Ukrainians took out loans to buy housing in newly constructed buildings.

Background

The eOselia programme is a part of the Made in Ukraine policy aimed at stimulating demand for Ukrainian products and creating favourable conditions for production development. The programme was launched in October 2022. The programme is being implemented by the Ministry of Economy in cooperation with the Ministry of Digital Transformation and Ukrfinzhytlo. The partner banks of eOselia are Oschadbank, Privatbank, Ukrgasbank, Globus Bank, Sky Bank, Ukreximbank, Sense Bank, Credit Dnipro Bank, MTB Bank and TASKOMBANK.