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Ministry of Finance: Entrepreneurs received 512 affordable loans worth UAH 1.5 billion under the 5-7-9% programme last week

Ministry of Finance of Ukraine, posted 08 September 2025 15:04

Over the past week, under the Government’s Affordable Loans at 5-7-9% programme, micro, small, and medium-sized enterprises received 512 preferential loans totalling UAH 1.5 billion, including 364 loans worth UAH 0.8 billion from state-owned banks.

Since the start of 2025, entrepreneurs have obtained 19,103 loans worth UAH 56.8 billion under the 5-7-9% programme, with 13,205 loans amounting to UAH 27.6 billion from state-owned banks.

During martial law in Ukraine, 88,739 loans worth UAH 333.2 billion have been issued (including 65,067 loans worth UAH 169.4 billion from state-owned banks). As of 8 September 2025, these include:

  • UAH 48.27 billion for investment purposes;
  • UAH 77.25 billion for working capital financing;
  • UAH 47.32 billion for agricultural producers;
  • UAH 47.61 billion for agricultural product processing;
  • UAH 2.99 billion for energy service financing;
  • UAH 57.29 billion for anti-war purposes;
  • UAH 40.79 billion for lending in high-risk war zones.

Since the programme’s inception, 123,561 loan agreements worth UAH 422.8 billion have been signed, including 85,543 agreements worth UAH 196 billion from state-owned banks.

The programme is implemented by the Business Development Fund (BDF), wholly owned by the Ukrainian Government through the Ministry of Finance, which coordinates all key aspects of the Fund’s operations.

Under the Affordable Loans at 5-7-9% programme, the BDF has partnered with 46 banks. The state continues to provide all necessary compensation payments to support businesses under the programme’s loan agreements.

Last autumn, the Government endorsed changes proposed by the Ministry of Finance to improve financial support processes for micro, small, and medium-sized enterprises, particularly vital during the full-scale war. These changes enhance the Affordable Loans at 5-7-9%, Affordable Financial Leasing at 5-7-9%, and Affordable Factoring programmes.

Details on participation and the list of authorised banks can be found via the provided link.

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