As part of support for micro, small and medium-sized enterprises in Ukraine, 33,199 loans totalling UAH 105.4 billion have been granted under the portfolio-based state guarantee instrument since December 2020.

As of 1 February 2024, 29 lending banks were servicing 19,080 loans worth UAH 67.2 billion. The principal obligations, which are partially secured by state guarantees on a portfolio basis, amounted to UAH 30.8 billion. This is about 70% of the total limit of guarantees provided (UAH 43.9 billion).

At the same time, in January 2024, 567 loan agreements worth over UAH 1.9 billion were concluded with the share of principal obligations guaranteed by the state amounting to UAH 0.98 billion.

In terms of the number of loans serviced under state guarantees on a portfolio basis as of 1 February this year, the top performer is JSC CB Privatbank, with 13,011 loans totalling UAH 23.3 billion, which is 67% of the limit of such guarantees available to this bank. The second largest holder of such loans is JSC Oschadbank, with a total of 2,795 loans worth over UAH 11 billion (87% of the bank’s limit).

The largest volume of loans is serviced in:

• Kyiv – 1,874 loans totalling UAH 6.6 billion;
• Dnipropetrovsk region – 1,585 loans totalling UAH 5.3 billion
• Kyiv region – 1,224 loans totalling UAH 4.6 billion;
• Lviv region – 1,590 loans totalling UAH 4.6 billion.

In terms of economic activities, the largest number of loans partially secured by state guarantees on a portfolio basis are serviced in the following sectors:

• agriculture – 6,754 loans totalling UAH 34.4 billion;
• wholesale and retail trade, vehicle repair – 7,146 loans totalling UAH 15.7 billion;
• processing industry – 2,494 loans totalling UAH 11.5 billion;
• transport, warehousing, postal and courier activities – 1,014 loans totalling UAH 2.2 billion.