eOselia: Over the past week, Ukrainians received 210 new loans totaling UAH 398.7 million under the affordable housing loan program


Over the past week, Ukrainians received 210 new loans totaling UAH 398.7 million under the eOselia affordable housing loan program.

Of these, loans at 3% were granted to:

  • 75 military personnel and security sector representatives;
  • 9 education professionals;
  • 7 healthcare professionals;
  • 3 researchers.

Loans at 7% were granted to:

  • 70 Ukrainians without their own housing;
  • 45 internally displaced persons (IDPs);
  • 1 veteran.

In total, since the beginning of 2026, 2,949 Ukrainian families have taken advantage of the eOselia program, receiving subsidized mortgages totaling over UAH 5.7 billion.

The largest number of loans under the program were issued in Kyiv region—76, in the city of Kyiv—48, in Ivano-Frankivsk region—15, and in Lviv region—10.

By property type, 129 Ukrainians received loans for first-time property purchases, of which 63 properties are under construction. Another 81 loans were issued for the purchase of housing on the secondary market.

It should be noted that the eOselia programme is also available to residents of frontline territories. The programme provides for state compensation of 70% of the initial mortgage payment, 70% of monthly payments during the first year of the loan, as well as up to UAH 40,000 for related expenses when applying for a mortgage.

Background information

The eOselia program is part of the Made in Ukraine policy, which aims to stimulate demand for Ukrainian goods and create favorable conditions for the development of production.

The program is being implemented by the Ministry of Economy, Environment and Agriculture in partnership with the Ministry of Digital Transformation and PJSC Ukrfinzhytlo. The partner banks of eOselia are Oschadbank, Privatbank, Ukrgasbank, Globus Bank, Sky Bank, Sense Bank, Bank Credit Dnipro, TASCOMBANK, BISBANK, and Radabank.