Last week, entrepreneurs received 633 concessional loans totalling UAH 2.4 billion from authorised banks under the Government’s Affordable Loans at 5-7-9% programme, including 398 loans from public sector banks worth UAH 0.7 billion.

Since the beginning of 2024, entrepreneurs have received 23,556 loans worth UAH 88.4 billion under the programme, including 17,400 loans worth UAH 43.7 billion from public sector banks.

During the period of martial law in Ukraine, 67,698 loans worth UAH 265.7 billion have been issued (including 50,434 loans worth UAH 134 billion by public sector banks), of which as of 9 December this year:

• UAH 30.97 billion – for investment purposes;
• UAH 67.77 billion – for working capital financing;
• UAH 40.82 billion – loans to agricultural producers;
• UAH 29.09 billion – for the processing of agricultural products;
• UAH 1.47 billion – to finance energy services;
• UAH 57.55 billion – for anti-war purposes;
• UAH 24.51 billion – lending in the high-risk combat zone.

A total of 102,520 loan agreements worth UAH 355.3 billion have been signed since the start of the programme, including 70,910 agreements worth UAH 160.7 billion by public sector banks.

The programme is implemented by the Entrepreneurship Development Fund (EDF), whose sole participant is the Government of Ukraine, represented by the Ministry of Finance, which coordinates all key aspects of the Fund’s activities.

Under the Affordable Loans at 5-7-9% programme the EDF has entered into cooperation agreements with 46 banks. The state continues to make all necessary compensation payments to businesses under the loan agreements concluded under the programme.

On 13 September this year, the Government supported the changes proposed by the Ministry of Finance to improve the processes of providing financial state support to micro, small and medium-sized enterprises, which is especially important in the context of a full-scale war. First of all, it concerns the development of the state programmes “Affordable Loans at 5-7-9%”, “Affordable Financial Leasing at 5-7-9%”, and “Affordable Factorings”.