Since the beginning of 2025, entrepreneurs have received 516 concessional loans totalling UAH 2 billion under the Government’s Affordable Loans at 5-7-9% programme, including 318 loans worth UAH 0.97 billion from public sector banks. In particular, over the past week, the authorised banks under the programme disbursed 83 loans worth over UAH 0.5 billion, including 39 loans from state-owned banks worth about UAH 0.3 billion.
During the period of martial law in Ukraine, 69,404 preferential loans worth UAH 272.4 billion have been issued under the 5-7-9% programme (including 51,433 loans worth UAH 136.6 billion by public sector banks). Of these, as of 13 January this year:
A total of 104,226 loan agreements worth UAH 362 billion have been signed since the start of the programme, including 71,909 agreements worth UAH 163.3 billion by public sector banks.
The programme is implemented by the Entrepreneurship Development Fund (EDF), whose sole participant is the Government of Ukraine, represented by the Ministry of Finance, which coordinates all key aspects of the Fund’s activities.
Under the Affordable Loans at 5-7-9% programme, the EDF has entered into cooperation agreements with 46 banks. The state continues to make all necessary compensation payments to businesses under the loan agreements concluded under the programme.
On 13 September last year, the Government supported the amendments proposed by the Ministry of Finance to improve the processes of providing financial state support to micro, small and medium-sized enterprises, which is especially important in the context of a full-scale war. First of all, it concerns the development of the state programmes “Affordable Loans at 5-7-9%”, “Affordable Financial Leasing at 5-7-9%” and “Affordable Factoring”.