As part of the support for micro, small and medium-sized businesses in Ukraine, 40,240 loans totalling UAH 128.5 billion have been issued since December 2020, when the instrument of state guarantees on a portfolio basis was launched.

As of 1 October 2024, 31 lending banks were servicing 20,697 loans worth UAH 71.5 billion. The principal liabilities partially covered by state guarantees on a portfolio basis amounted to UAH 32.2 billion. This is about 62% of the total limit of guarantees provided (UAH 51.7 billion).

In September, 814 loan agreements worth UAH 2.9 billion were concluded, with the share of principal obligations guaranteed by the state amounting to UAH 1.6 billion.

The following banks are the leaders in terms of the number of loans serviced under state guarantees on a portfolio basis as of 1 October this year:

• Privatbank – 14,126 loans worth UAH 23.1 billion, which is 65% of the limit of such guarantees provided to the bank;
• Oschadbank – 2,783 loans worth UAH 11.1 billion (55% of the limit);
• Ukrgasbank – 961 loans worth UAH 10.2 billion (72% of the limit);
• PUMB – 622 loans worth UAH 6.2 billion (59% of the limit);
• Ukreximbank – 412 loans worth UAH 5.9 billion (55% of the limit).

The largest volume of loans is serviced in the following regions:

• Kyiv city – 2,465 loans worth UAH 8.7 billion;
• Dnipropetrovsk region – 1,648 loans worth UAH 5.4 billion;
• Lviv region – 1,754 loans worth UAH 5.1 billion;
• Kyiv region – 1,334 loans worth UAH 4.5 billion;
• Kharkiv region – 660 loans worth UAH 4.5 billion.

By type of economic activity, the largest share of loans partially secured by state guarantees on a portfolio basis is serviced in the following areas:

• agriculture – 4,994 loans worth UAH 29.8 billion;
• wholesale and retail trade, vehicle repair – 8,865 loans worth almost UAH 19 billion;
• processing industry – 3,443 loans worth UAH 15.8 billion;
• transport, warehousing, postal and courier activities – 1,158 loans worth UAH 2.5 billion;
• construction – 552 loans worth UAH 1.7 billion.