Last week, Ukrainian entrepreneurs received 514 loans worth UAH 1.8 billion under the Affordable Loans at 5-7-9% programme. In total, since the beginning of 2024, businesses have received 19,046 soft loans totalling UAH 70.9 billion, and since the launch of the 5-7-9% programme in February 2020 – 98,000 loans worth UAH 337.8 billion.

“The share of investment loans and loans for processing enterprises in the total portfolio of the Affordable Loans at 5-7-9% programme is constantly increasing. The Government has reformatted the terms of the programme to focus on the development of the real economy. The concessional funds are now used to develop production, manufacture high value-added products and create new jobs. Concessional lending also supports businesses operating in high-risk areas, allowing them to maintain jobs and economic activity there,” said Deputy Minister of Economy Andrii Teliupa.

Under the programme, businesses received:

• UAH 18.7 billion – to replenish working capital;
• UAH 16.6 billion – for processing;
• UAH 16.5 billion – for lending in the high-risk combat zone;
• UAH 14.9 billion – for investment loans.

The programme is most commonly used by companies operating in agriculture, processing, wholesale and retail trade.

Among the regions, the leaders in terms of the amount of loan agreements concluded are Lviv, Dnipropetrovsk, Odesa, Kyiv, Kharkiv, Vinnytsia, Poltava regions and the city of Kyiv.

As of today, 46 banks participate in the programme, with Privatbank (45,400), Oschadbank (15,100) and Raiffeisen Bank (5,400) disbursing the largest number of loans since the programme’s launch.